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Terms of Service

These Terms of Service (hereinafter referred to as "this Agreement") constitute a legally binding agreement between you and Neoworld Trading Limited (hereinafter referred to as "we," "us," or "Neoworld"). This Agreement governs your access to and use of the website operated by us (skillonlinelearning.com) and the purchase and use of any of our virtual course products and services (collectively referred to as "the Services").

Before accessing or using the Services, you must carefully read and fully understand all provisions of this Agreement, our Privacy Policy, and our Refund Policy. You confirm that you have reached the legal age to enter into binding contracts and have the authority to bind any entity you represent. If you do not agree to any term of this Agreement, please cease accessing and using the Services immediately. Any access or use of the Services by you shall be deemed as your full reading, understanding, and unconditional acceptance of all terms herein.

1. Account Registration and Security
1.1 To use certain Services, you may need to register an account. You warrant that all registration information provided (including but not limited to email address, name) is true, accurate, complete, and up-to-date.
1.2 You are responsible for maintaining the confidentiality of your account login credentials and for all activities that occur under your account (whether authorized by you or not). You must notify us immediately upon becoming aware of any unauthorized use.
1.3 We reserve the right to suspend or terminate your account and restrict your access to the Services, with or without notice, if you violate this Agreement or for any reasonable cause (including but not limited to prolonged account inactivity, suspected fraud, or illegal activity).

2. Course Services and Intellectual Property
2.1 Service Description: We provide online virtual courses, including pre-recorded videos, course materials, assignments, and other related learning resources. The access period (e.g., subscription term, lifetime access) will be clearly stated on the purchase page. We reserve the right to update, modify, replace, or discontinue any course content, features, or services at any time.
2.2 User License: Subject to your full payment of applicable fees and compliance with this Agreement, we grant you a limited, personal, non-exclusive, non-transferable, and non-sublicensable license to access and use the courses you have purchased for your personal, non-commercial purposes only. You may not copy, distribute, modify, publicly display, create derivative works from, reverse engineer, or commercially exploit any course content.
2.3 Intellectual Property: All intellectual property rights and ownership in the Services and related content (including courses, website design, text, graphics, logos, software) belong to Neoworld or its licensors. All rights not expressly granted herein are reserved.

3. Fees, Payment, and Refunds
3.1 Pricing: Course prices are as displayed on the website. We reserve the right to adjust prices at any time, but price changes will not affect completed purchases.
3.2 Payment: You agree to complete payments through our designated third-party payment service providers and comply with their terms. You represent and warrant that you have the legal right to use your chosen payment method.
3.3 Refunds: All requests for refunds or subscription cancellations will be processed strictly and solely in accordance with our separately published Refund Policy. In case of any inconsistency between this Agreement and the Refund Policy, the Refund Policy shall prevail. By placing an order, you confirm that you have read and accepted the Refund Policy.

4. User Conduct
You agree not to use the Services for any purpose that:

  • Violates any applicable national, international, or local law or regulation.

  • Infringes upon the intellectual property, privacy, or other legal rights of others.

  • Uploads or disseminates content containing viruses, trojans, or other malicious code.

  • Interferes with or disrupts the integrity or performance of the Services or related servers and networks.

  • Collects or tracks personal information of other users.

  • Registers with false information or impersonates another person.

5. Third-Party Links and Content
The Services may contain content or links provided by third parties. We are not responsible for the accuracy, completeness, legality, or availability of such third-party content, nor do we endorse the privacy policies or practices of third-party websites or services. You access any third-party links at your own risk.

6. Disclaimer and Limitation of Liability
6.1 Disclaimer: To the fullest extent permitted by applicable law, the Services and all content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, non-infringement, and accuracy. We do not warrant that the Services will be uninterrupted, timely, secure, or error-free.
6.2 Limitation of Liability: In no event shall Neoworld, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages (including loss of profits, data, goodwill) arising from or related to your use or inability to use the Services, whether based on contract, tort (including negligence), or any other legal theory, even if we have been advised of the possibility of such damages. Our total aggregate liability under this Agreement shall in no event exceed the amount you have actually paid to us for the Services giving rise to the claim in the twelve (12) months preceding the claim. This clause does not affect your statutory rights as a consumer which cannot be contractually limited.

7. Indemnification
You agree to defend, indemnify, and hold harmless Neoworld, its affiliates, officers, directors, employees, and agents from and against any and all claims, suits, damages, liabilities, losses, and expenses (including reasonable legal fees) arising from or related to (i) your breach of this Agreement; (ii) any content you submit; (iii) your use of the Services.

8. Termination
8.1 You may terminate this Agreement at any time by ceasing to use the Services and closing your account.
8.2 We may suspend or terminate your access to the Services immediately, with or without notice, for any reasonable cause, including but not limited to a material breach of this Agreement by you.
8.3 Upon termination, your license to access the courses terminates immediately and you must cease all use of the Services. Provisions which by their nature should survive termination (including payment obligations, intellectual property, disclaimers, limitation of liability, and indemnification) shall survive.

9. General Provisions
9.1 Governing Law and Dispute Resolution: The formation, validity, interpretation, performance, and dispute resolution of this Agreement shall be governed by and construed in accordance with the laws of England and Wales, excluding its conflict of law rules. Any dispute arising from or related to this Agreement shall first be attempted to be resolved through friendly negotiation. If negotiation fails, the dispute shall be submitted to the exclusive jurisdiction of the courts located at our registered address.
9.2 Severability: If any provision of this Agreement is held to be invalid or unenforceable by a court of competent jurisdiction, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.
9.3 Entire Agreement: This Agreement, together with our Privacy Policy and Refund Policy, constitutes the entire and exclusive agreement between you and us concerning its subject matter and supersedes all prior oral or written discussions, communications, and agreements.
9.4 Modifications: We reserve the right to modify this Agreement at any time. The modified terms will be posted on the website. For material changes, we will make reasonable efforts to notify you via the email associated with your account. Your continued use of the Services after the effective date of the modifications constitutes your acceptance of the revised Agreement.

10. Contact Us
If you have any questions, comments, or need to serve formal notice regarding these Terms of Service, please contact us via:

  • Company Name: Neoworld Trading Limited

  • Registered Address: L220 Beaconside Business Village, Stafford Enterprise Park, Weston Road, Stafford, United Kingdom

  • Contact Email: admin@skillonlinelearning.com

We will respond to your communication within a reasonable time.

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